Terms and Conditions The www.vester.com website for the U.S. is operated by Vester and Associates, Inc., Lafayette, IN. Copyright notice Copyright (®) 2006 Vester and Associates, Inc. All rights reserved. All text, images, graphics animation, videos, music, sounds and other materials on this site are subject to copyrights and other intellectual property rights of Vester and Associates, Inc., its affiliated companies and its licensors. Vester and Associates, Inc. owns the copyright of the selection, coordination and arrangement of the materials on this site. These materials may not be copied for commercial use or distribution, nor may these materials be modified or reposted to other sites. Trademark notice All trademarks displayed on this site are subject to the U.S. trademark rights of Vester and Associates, Inc. or are used under agreement in the U.S. by Vester and Associates, Inc. These trademarks include, but are not limited to, services and logos and emblems. The unauthorized use of any trademark displayed on this site is strictly prohibited. We reserve the right to change our Privacy Policy. A revised Privacy Policy will only apply to data collected subsequent to its effective date. Any revisions will be posted at least 10 days prior to the effective date. Any visitor to these Web pages may download, copy or transmit, solely within the United States, any portion of the material in the Web pages of Vester and Associates, Inc. The information in these Web pages is intended for U.S. customers only and is provided "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OR MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT OF THIRD PARTY RIGHTS. In no event shall Vester and Associates, Inc. be liable to any person for any special, indirect or consequential damages relating to this material.